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Home > Blog > Discussing Life Insurance with Your Spouse
MONDAY, FEBRUARY 28, 2022

Discussing Life Insurance with Your Spouse

Life insurance isn’t a warm, fuzzy topic, and some people don’t want to discuss it. The possibility of a dying spouse may be too hard to bear for some, while others may also worry about the price tag of a buying a policy. Additionally, there’s the worry that your spouse may not be as interested in buying life insurance as you are. 
life insurance spelled out in wood blocks
Life isn’t always easy and the tough topics must be discussed. However, in order to prevent the discussion from becoming too heated, use these tips to keep things calm and non-confrontational. 

  • Life insurance is not a good topic to spontaneously decide to discuss. Tell your spouse that you’d like to discuss it before bringing it up over dinner. 

  • Arrange a time to discuss life insurance and make sure you’re not in a rush. Take all the time you need to state your case, focus on the topic at hand and digest each other’s opinions on the matter. 

  • Empathize with your spouse’s feelings toward life insurance, even if you don’t share them. Acknowledge his or her doubt or fear so you can keep an open line of communication. 

  • Do some research and bring facts to the table. Understanding life insurance options makes it easier to discuss in a calm, logical manner. 

  • Talk to your independent insurance agent to get a quote so you can quell any budgetary fears upfront. 


It may take time to reach an agreement because life insurance can be a sensitive subject. However, when you both are ready to learn more about next steps, your agent will be ready to assist you. 

Get started today. Call Goggans Insurance at 256-845-7777 for more information on Fort Payne life insurance.  
Posted 2:01 PM

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