Farm Insurance

It is Your Livelihood. Make Sure It is Protected

Owning a farm is a significant responsibility, and you must do what you can to protect it from losses. One of the best ways to protect your farm financially is by obtaining a robust insurance policy. 

What Is Farm Insurance? 
Farm insurance provides a wide range of coverage options to financially protect your farm, home and business from potential risks.  

What Does a Farm Insurance Policy Cover? 
The following are some of the typical coverage options your insurance provider might recommend: 

• General liability insurance may help pay for your farm’s legal liability for third-party injuries and property damage. 
• Farm dwelling insurance may help cover your home if you live on-site. 
• Farm structures insurance may help pay to repair or replace buildings on your farm after a covered event. 
• Farm equipment insurance may help pay to replace or repair covered farm machinery and equipment, including tractors, combines and trailers. 
• Livestock insurance may provide compensation if an incident or accident results in the injury or death of covered animals. 
• Equine insurance may help cover losses related to the death or injury of your horses. 
• Crop insurance may help cover crop losses due to covered events such as fires, natural disasters, hail or drought. 
• Workers’ compensation coverage may help pay your employees’ lost wages and medical costs if they suffer a work-related injury or illness. 
• Pollution liability insurance may help cover your legal liability if pollutants from your farm cause illness or injury. 
• Umbrella insurance may help extend the liability coverage of your other farm insurance policies.